Finance news

Social◇ unclassifiedgermany · usa · europe

Cancel your old private pension insurance (tax-free from 2003) and convert it into an ETF or let it run without contributions?

Hello everyone, I'm currently facing a classic dilemma and would be happy to hear your assessments (also with a focus on the mathematical/tax component). Initial situation: I have a private pension insurance that I have been saving for since 2003. Due to the closing date before 2005, the payout in the event of survival would be completely tax-free. Most recently, the savings rate was €145 per month (including dynamics). I have now made the contract free of contributions and the savings rate in m

Bafög reform: Student life is not so lukewarm!

The research minister doesn't think working alongside her studies is a problem. Lina Schuurman has pushed it to its limits.

8d06/06⚠ coups-regime · 2/5

28M, just started investing, looking for feedback on my 84.5% Core / 15.5% Satellite portfolio

After spending quite a bit of time learning about investing, portfolio construction, and ETFs, I finally started investing at 28 and wanted to get some feedback from people who’ve been doing this longer than I have. My portfolio is structured as: Core (84.5%) VTI: 68% VXUS: 21.1% SMH: 10.5% Satellite (15.5%) ROKT/NASA (Space): 57.2% URA/URNM (Uranium/Nuclear): 42.9% My reasoning is that I want the vast majority of my portfolio in diversified, low-cost ETFs that capture broad market returns (VTI

Social◇ unclassifiedsocial-signal

Social◇ unclassifiedsocial-signal

What’s the #1 tip that’s helped you invest and at what point did you find it?

Young-ish investor here, still early in my journey and figuring things out as I go. Currently building my habits and trying to stick to my simple rules for now: ⁠Only buy things I’m confident I can hold for years ⁠Hold it for years ⁠Buying is allowed ⁠Selling is not allowed submitted by /u/XTheToastyNinjaX [link] [comments]

Paris: France's former first lady Bernadette Chirac dies

Bernadette Chirac shaped France as First Lady and was committed to social projects. She has now died at the age of 93.

Dangerous virus: Ebola patient released from Berlin Charité

A US doctor became infected with the dangerous Ebola virus. He was treated under special conditions at the Berlin Charité - with success.

Apple’s WWDC will be a make-or-break moment for the company’s fledgling AI strategy

At Monday’s keynote, Apple will get a second chance to show users it can make Siri smarter and more contextually aware.

◇ unclassifiedusa

Innovation: “Germany’s fastest technology transfer” – Munich University wants to accelerate spin-offs

The LMU wants to make it much easier to hand over inventions to outsourced start-ups. The procedure is to be shortened from 18 to three months.

◇ unclassifiedchina · asia · usa

Beijing deploys new missiles matching Patriots opposite Taiwan

Mainland China has equipped frontline troops facing Taiwan with a new missile, state media reported. The missile is believed to be an HQ-16F, which has comparable qualities to the US Patriot PAC2 and 3 systems. On Friday, state broadcaster CCTV aired footage of the 73rd Group Army’s first operational and live-fire assessment of the missile in the Gobi Desert. The unit, which forms part of the People’s Liberation Army Eastern Theatre Command, had travelled thousands of kilometres from its base in

Social◇ unclassifiedgermany · europe

What do I do with my savings?

I will probably be moving out soon and expect to need around €5-10k for furnishing the apartment, deposit etc. This would give me around €20,000 in my account, which is currently only there (Sparkasse). What would be the most sensible way for me to invest or use this money so that I would still have quick access to it if needed? The more detailed the better please, apart from capital-forming benefits & a few thousand euros in daily allowance, I've never had anything

8d06/06⚠ war-conflict · 3/5

‘He’s very short-tempered’: My husband won’t sell his home so we can combine our finances and live in comfort. Am I unreasonable?

“Our homes are 20 miles apart, and he still drives back and forth almost daily.”

◇ unclassifiedusa

The key to the upcoming Fed meeting? How Warsh reacts to all the hints of a rate hike.

The new Fed chair might make swift changes to how the central bank communicates.

◇ unclassifiedusa

◇ unclassifiedchina · asia

96 deals signed, flights planned: what’s next for Hong Kong and Central Asia?

Hong Kong leader John Lee Ka-chiu has wrapped up his visit to Central Asia after meeting high-level leaders and sealing nearly 100 partnership agreements aimed at opening the “big door” for local and mainland Chinese businesses. While reviving direct flights to the region was considered a big win from the trip, observers noted that the real challenges lay ahead as authorities and different parties must take necessary follow-up actions to realise the gains. Local authorities and businesses signed

American investor: Mecca for billionaires? Peter Thiel's Plan B in Argentina

What drives Peter Thiel to Argentina? There is more to the billionaire's possible move than the search for a place to retreat. The opposition fears that the Palantir co-founder could exert political influence.

8d06/06⚠ war-conflict · 1/5

‘Strong support’ for excluding fighting-age men from EU’s Ukraine refugee scheme

That’s also what the Ukrainians want us to do,” said Migration Commissioner Magnus Brunner. submitted by /u/Any-Original-6113 [link] [comments]

Social◇ unclassifiedeurope · uk · ukraine

Social◇ unclassifiedeurope

What would you try to avoid (pitfalls/money-pits/mistakes) when buying a flat/studio in Prague ?

If you went through this process, what you would do different based on your past experience ? Thanks. submitted by /u/JonOwn1805 [link] [comments]

Space: Incident in space: What the ISS leaks are all about

After a leak in a module, astronauts had to temporarily leave the International Space Station (ISS). Experts are not surprised.

Investors: From Florida to Buenos Aires: What does Peter Thiel want in Argentina?

The billionaire moves to Buenos Aires. Argentina's President Milei is wooing the most powerful investors in the tech world with tax incentives, an AI offensive and far-reaching deregulation.

◇ unclassifiedchina · asia

Wan Chai temple and Stanley Mosque set for highest level of heritage protection

A nearly 180-year-old temple nestled in the heart of Wan Chai and Hong Kong’s only mosque inside a prison are poised to receive the city’s highest level of heritage protection under a government proposal. In a paper submitted ahead of a board meeting on Thursday, the Antiquities and Monuments Office recommended that Hung Shing Temple in Wan Chai and the Stanley Mosque at Stanley Prison be declared statutory monuments. Both buildings currently hold Grade 1 historic building status. “The two...

8d06/06⚠ war-conflict · 1/5

Reform debate: Does Black-Red still have youth in mind?

I'll leave this up for discussion. Chancellor Merz promises the young generation a good future. However, they often feel that they are not being heard. In your view, the planned reforms are largely going in the wrong direction. Merz is working on ensuring that the children and grandchildren can one day say: "Yes, they understood it back then, they did it right and they also made the right decisions." What is satire allowed to do? submitted by /u/Sakul_Aubaris [link] [comments]

Social◇ unclassifiedgermany · uk

Social◇ unclassifiedeurope

Some ideas for ETFs for a child?

I've been investing pretty much all my daughter's savings, buying VWCE. She's 10 and I've been doing it for 2 years now. But I've been thinking: given the time frame here, shouldn't I be investing in something a bit riskier? Isn't that what would make sense? This is money that won't be needed for anything. This is just something that will pass on to her once we're gone and that we hope she'll use as the base for her own savings/investments some day. Let me know your thoughts and suggestions. Tha

◇ unclassifiedchina · asia

WHO warns nearly 500 confirmed Ebola cases in Central Africa outbreak

Nearly 500 Ebola cases have now been confirmed in the deadly outbreak raging in central Africa, a WHO overview showed on Saturday, amid mounting concern over the swelling scale of the epidemic. In its daily update on the situation, the World Health Organization tallied 452 confirmed cases, including 82 deaths, in the Democratic Republic of Congo (DR Congo), where the outbreak was declared three weeks ago. In neighbouring Uganda, meanwhile, it counted 19 confirmed cases, including two deaths. The

◇ unclassifiedchina · asia · usa

Hong Kong saves HK$69 million in first month after HK$2 fare scheme revamp

Changes to Hong Kong’s public transport subsidy scheme saved the government HK$69 million (US$8.8 million) in the first month, with fewer elderly and disabled commuters taking expensive long-haul routes for short trips, the welfare minister has said. Secretary for Labour and Welfare Chris Sun Yuk-han said on Saturday that, following revisions to the concessionary fare scheme that took effect on April 3, the average government subsidy for trips costing more than HK$10 fell from HK$4.90 in March..

Competition for the railway: How competition stimulates business

Deutsche Bahn should face competition. This is not easy in a crowded network. That's why everyone has to rethink things now - including politicians.

Social◇ unclassifiedgermany · europe

Is it worth saving money if you need care?

Unfortunately, I have a chronic illness that is gradually destroying my central nervous system. Even though I'm doing great today, it would be naive to think that I'll be able to work until I retire. It is also not unlikely that I will need care sooner or later. Now I heard from several places that care is really expensive and that the care insurance only pays when you no longer have any money. A friend's father had a house and a good sum of money

How much does the world cost?: The crazy stock market hype surrounding SpaceX

SpaceX has revolutionized space travel. Now the company wants to go public – and is aiming for a market value of up to $2 trillion. It would be the largest IPO of all time and Elon Musk would become the world's first trillionaire.