TF-Bank General Terms and Conditions Change

Today I received an email from TF Bank about the changes to the terms and conditions asking me to agree and I'm a little surprised about them. For me, the assignment of salary in the event of default by the employer reads as a horror scenario. If you miss the payment, is there direct garnishment information to the employer or what? I practically never use the card itself and it is only intended as a diversification (Mastercard, insurance) and I pay it back straight away when I use it. I'm just thinking,