Anyone who takes precautions is stupid

In itself, taking precautions and putting something aside for a rainy day makes sense, but in Germany you will be punished for it. Let's assume you and your neighbor earn the same, but you save 10% of your salary, while your neighbor throws everything out the window for consumption. Regardless of whether you are in need of nursing care or lose your job and cannot find anything new for a long time, you have to pay for it yourself with your assets, while your neighbor, who could also have saved, is borne by the state (too