Where to park my 20k cash for max yield? (Unwilling to invest atm).

I have invested 50% of my money in ETFs, but I'm scared to do more because of the very high valuations. I am keeping 20k rdy to buy a dip/crash. Now mi money are in revolut account and getting 1% per anum interest. I doubt this is the best option for me. What can I do better? I am noob so preferably no very risky or complicated stuff. And it is important that I am able to access my money quickly, I don't wanna lock them for months submitted by /u/FinalAmphibian8117 [link] [comments]