What’s currently the cheapest way to cash out USDC/USDT to EUR via SEPA in Europe?

I’m based in Germany and I’m looking for the lowest-cost way to convert USDC (or USDT) into EUR and withdraw it via SEPA. My priority is the lowest total effective cost (trading fees + spreads + withdrawal fees), not necessarily the simplest workflow. What setup do you currently use? Kraken Pro? Monerium? ARQ? Coinbase? Something else? Ideally I’d like to compare how many EUR you actually receive for every €1,000 worth of USDC. Thank you in advance submitted by /u/Fun-Magician-7503 [link] [comme