Payment break due to pregnancy

My partner and I would like to have a third child. However, we are paying off a not-so-low home loan. In order for further parental leave to be financially feasible, we would have to pause paying the monthly installment for around 8 months. Since I am a civil servant for life and receive a family allowance, I would earn significantly more after the installment break with three children than before, which means we could easily compensate for the installment break with higher installments. What are experiences?