To cancel pension insurance or not?

I took out private pension insurance a long time ago. This is fund-based - the good MFK growth. The buyback value is a full €6,000. The pension benefit is €80/month with a 4% performance. I'm thinking about breaking up the thing and putting it into a crappy MSCI World. Some things have been there for two years. How do you see that? The risk is of course one thing. On the other hand, there is mediocre and rather opaque growth. Additionally b