Don’t know what to do could use some advice

I’m 26, I have about 24,000 in the s&p 14,000 in company stock (UPS) and 35,000$ in cash I want to invest the 35 but don’t know the right time I keep waiting and feel like I’m just missing out. Was gonna use the money for down payment on house but I’m starting to think that renting would be smarter as my portfolio grows. any advice ? submitted by /u/Loose-Personality585 [link] [comments]