Employer Roth or Personal Roth?

Should I use my employer Roth plan or should I just open a fidelity one? I like the employer offering but I can’t choose anything more than what’s in my 401k. Like my 401k allocations is what my Roth would be and that bothers me. Whereas I can choose the mutual funds in my Perosnal Roth. I can have payroll setup 3% of my salary to go right into the Roth just like I have it now. Looking for thoughts and opinions submitted by /u/rawrlionsrawr [link] [comments]