I don't trust where the economy is going. So I'm trying something new.

I have lowered my 10% of salary 401k monthly investment at my salaried, secure job by about half. I've taken out a personal loan for 25k that has a payment that roughly equals that same amount. I then purchased a distressed property outright- 15K land / property purchase with 10k left to start a major reconstruction. After about a year of work, I will take out a mortgage on the property, pay off the personal loan and have about $30k (conservatively) remaining to complete my build. By the conclus