Purchase with annuity - only 75,000 euros down payment

I wanted to present this gem to you here: https://www.immobilienscout24.de/expose/168787286?referrer=HYBRID_VIEW_LISTING&searchId=749b99e9-c456-3a07-945b-f5b9302fa891&searchType=radius#/ Td;dr: "Buy" a house for 75k initially, then 3.1k monthly with a 3% growing rate over a maximum of 16 years. You can't use the house because the former owners continue to live there. Benefit: You take care of the house as if it were your own. What do you experts think about this? submitted by /u/NuGGet4