Portsuppe
SearchSourcesAboutDE/EN
Home/Finance/News

Finance news

360 items · filtered by Ticker: ETF

← Clear filter
34d06/07⚠ war-conflict · 1/5

Still in private health insurance in your late 40s?

My wife and I are thinking about switching to private health insurance now. We have been in the GKV so far, mainly out of solidarity, but also out of fear of unmanageable contributions in old age. The former is currently running out due to the very high contributions, the latter was recently credibly described by a PKV consultant as unrealistic. About us: M48, F44, married, DINK earnings (TC) M: €120k, F: €80k We have no property, nothing to inherit, but around €300k together in ETFs and T

Social◇ unclassifiedgermany · usa · europe
34d06/06

How to deal with small amounts of money

I would like to invest but I only have small amounts (1-2k euros a month) that I can put it. I have been wondering what is a good approach in my case - put it all in a broad ETF of stocks as it has generally returned 8% long term adjusted for inflation or pick stocks. The former will grow always, unless capitalism fails, but generally slowly. The latter is riskier but it could outperform. The question is does it make sense to put the money in one diversified place or try to squeeze that outperfo

Social◇ unclassifiedeurope
34d06/06

Company shut down 401K rollover - How will mix of ROTH/traditional be handled

My company shut down and I will need to move my 401K to an IRA. Company 401K was managed through Schwab and all my personal investment accounts are with Schwab as well (brokerage, Roth IRA, traditional IRA). The 401K was setup as self directed (PCRA) and is comprised of 60% Roth and 40% traditional with a mix of ETF's, equities, BDC's, REITS and cash. My question is how will my investments within the 401k be handled in a rollover that is part ROTH/part traditional? Will I have to liquidate every

Social◇ unclassifiedusa
35d06/06

Cancel your old private pension insurance (tax-free from 2003) and convert it into an ETF or let it run without contributions?

Hello everyone, I'm currently facing a classic dilemma and would be happy to hear your assessments (also with a focus on the mathematical/tax component). Initial situation: I have a private pension insurance that I have been saving for since 2003. Due to the closing date before 2005, the payout in the event of survival would be completely tax-free. Most recently, the savings rate was €145 per month (including dynamics). I have now made the contract free of contributions and the savings rate in m

Social◇ unclassifiedgermany · usa · europe
35d06/06⚠ coups-regime · 2/5

28M, just started investing, looking for feedback on my 84.5% Core / 15.5% Satellite portfolio

After spending quite a bit of time learning about investing, portfolio construction, and ETFs, I finally started investing at 28 and wanted to get some feedback from people who’ve been doing this longer than I have. My portfolio is structured as: Core (84.5%) VTI: 68% VXUS: 21.1% SMH: 10.5% Satellite (15.5%) ROKT/NASA (Space): 57.2% URA/URNM (Uranium/Nuclear): 42.9% My reasoning is that I want the vast majority of my portfolio in diversified, low-cost ETFs that capture broad market returns (VTI

Social◇ unclassifiedsocial-signal
35d06/06

Some ideas for ETFs for a child?

I've been investing pretty much all my daughter's savings, buying VWCE. She's 10 and I've been doing it for 2 years now. But I've been thinking: given the time frame here, shouldn't I be investing in something a bit riskier? Isn't that what would make sense? This is money that won't be needed for anything. This is just something that will pass on to her once we're gone and that we hope she'll use as the base for her own savings/investments some day. Let me know your thoughts and suggestions. Tha

Social◇ unclassifiedeurope
35d06/05⚠ war-conflict · 1/5

Cancel Swiss Life

Hello, a few years ago I unfortunately concluded an ETF retirement contract with Swiss Life through a “financial advisor”. The argument of avoiding/saving taxes in old age convinced me. I now understand that that probably wasn't the best idea. Now there is almost €13,000 there. I pay €280 a month into the ETF. Does it make sense to cancel it and just put everything in the MSCI World and just continue saving there? Or are there other reasons at Swisslife?

Social◇ unclassifiedgermany · europe
35d06/05

We invest in AI but oppose its impacts

My father always taught me to invest in companies offering services or products I believe in. Aside from the obvious upside of increasing valuations, how do we justify our personal investments in tech companies, chip ETFs, etc.? Communities across the country are protesting the installation of data centers. Most Americans are petrified of losing their jobs to AI. Environmental impacts from AI are ever-increasing. SpaceX’s IPO document asserts its AI-driven revenue will reach $28.5 trillion, roug

Social◇ unclassifiedusa
35d06/05

How can I invest in gold?

As probably many of you are, I am starting to worry about the AI bubble. Therefore I am thinking to convert most of my SP500 positions to Gold. I understand you can either buy physical gold or invest in Gold ETF. Personally, I prefer to manage my investments in fidelity account which means that I have to go with Gold ETF options. My question is that is Gold ETF as safe as physical gold investment? What do you suggest? Thank you so much in advance!! submitted by /u/Dakota3000 [link] [comments]

Social◇ unclassifiedsocial-signal
36d06/05

Merrill Edge hasn’t credited cash-in-lieu after ETF reverse split (over a month later). What can I do?

I’m running into a frustrating issue with Merrill Edge and wondering if anyone has advice. On May 5th, the GOVZ ETF underwent a 4:1 reverse split. At the time, I held 2.07 shares in my Roth IRA. Based on the split, that should have been reduced to 0.51 shares. As this would have left me with less than 1 share, I expected to receive cash in lieu for the fractional amount. However, over a month later, I have not received any cash in lieu and I did not receive the fractional shares either. I’ve cal

Social◇ unclassifiedeurope
36d06/05

Is bunq legit for daily banking and investing?

I'm confused about this neo bank. One one hand, they're properly regulated by the ECB and more or less popular here in Europe. But even on surface, there are some negative reviews and reported issues. At the end of the day, is it legit or not? I want to use it for my daily banking, along with trying something lighter for investing in stocks and ETFs. If you have any banking xp with them, please share. I'll highly appreciate this. submitted by /u/grow_gred [link] [comments]

Social◇ unclassifiedeurope
36d06/05

For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?

Looking at S&P 500 ETFs such as SPY, VOO, and IVV, the long-term average returns seem to be around 10–12% annually. ​ Given that many investors aim for higher returns, what makes these ETFs so popular? Is it mainly the lower risk, diversification, consistency, or something else? ​ Interested in hearing perspectives from long-term investors and those who compare them with individual stocks or other asset classes. submitted by /u/Sorry-Confidence-891 [link] [comments]

Social◇ unclassifiedusa
36d06/05

Do you still need the old documents from building savings or Riester contracts that have now been dissolved?

Hello, quick question: I still have a large stack of documents and a lot of small print about an old building society and Riester contract, which I have since canceled and the money from it ended up in ETFs. Do you need this mountain of paper from old contracts again? Or can something like that be shredded? submitted by /u/DasPantofeltier [link] [comments]

Social◇ unclassifiedgermany
36d06/05

10 years of unit-linked pension insurance and still in the red, is it still worth it?

Hello everyone, I have had a fund-linked pension insurance (Signal Iduna Global Garant Invest, SIGGI Flexible Pension) with a 100 percent contribution guarantee since 2015. Now I've calculated the annual report and I'm a bit disillusioned. Key data: Term since 2015, i.e. around 10 years Paid in a total of around 19,000 euros Current contract balance around 17,500 euros Surrender value around 17,500 euros After 10 years I am slightly below the deposits, so in real terms I am clearly in the red

Social◇ unclassifiedgermany · usa · europe
36d06/05

bAV Allianz perspective 100% subsidy vs. ETF

Hello everyone, I'm a little unsure about my company pension plan and would like to hear your opinion. My employer offers me direct insurance with Allianz (“Perspective”). I could either: pay €30 net/gross (deferred compensation) into the bAV myself and get €30 from the employer or simply put the €30 into an ETF (FTSE All World / MSCI World IMI). That means: either €60 into the bAV (30 + 30 AG) or €30 privately into an ETF. What concerns me a bit: Behind the

Social◇ unclassifiedgermany · usa · europe
36d06/05⚠ war-conflict · 1/5

SPDR MSCI ACWI IMI vs Amundi Prime All Country World - higher diversification or lower TER?

Hello everyone, I am currently investing in the SPDR MSCI ACWI IMI as it covers the entire range in terms of markets and company size. The TER is 0.17%. For a long time now I have also been looking at the Amundi Prime All Country World, which does not include any small caps but only has a TER of 0.07%. Personally, I try to invest as broadly as possible and with as low costs as possible (I'm with ING) and I wonder which of the two is better in this regard. For which one

Social◇ unclassifiedgermany · usa · europe
36d06/05⚠ war-conflict · 1/5

Feedback / precaution / investment

Hello everyone. I would be happy to receive feedback, suggestions for improvement or alternatives *Key data:* - 40 years old. - Current maximum savings rate: €320 - There are already enough nest eggs - Dual nationality (German + US, i.e. ETF depot per se not possible in my name) - No property and currently not planned as it is still financially unrealistic *Current monthly strategy:* - €200 FTSE All World in my wife's depot (German), with a plan for it to be donated to me. - 70

Social◇ unclassifiedgermany · europe · uk
36d06/04⚠ war-conflict · 1/5

Need investment advice. Buy or hold off ?

hi, I am 41 yrs old. I have invested only ETFs and its grown quite a bit thanks to various world events. Now the qn is i got my bonus recently , like CAD 50k, should i invest now? or hold off as prices are v high? I am 41, so I have at least 20 yrs before I think about retiring. so I am confident in investing more. I was also thinking few things which are pros for putting the money in: Iran war ending will give a boost to the market. SpaceX IPO, Anthropic and Open AI IPOs will give boost as well

Social◇ unclassifiediran
37d06/04⚠ war-conflict · 1/5

22k€ Rürup free of charge - does it make sense to change?

Hey! I stupidly got a classic Rürup pension insurance 6 years ago when I was in my late 20s. I've been saving on ETFs for a few years now and have now come to the conclusion that Rürup is too inflexible and expensive for me, even though the annual tax refund was nice. Therefore, I will make the insurance premium-free. Unfortunately, you can't transfer the credit from Rürup insurance into the AV depot and so now I'm faced with the question of what to do with it

Social◇ unclassifiedgermany · europe
37d06/04

Express certificates

I would be interested in your opinion on the subject of express certificates. For screwballs like me, they seem to have been made: After all the recent rally, I don't believe in stock markets necessarily only rising in the medium term, but I don't believe in a complete crash either. So I exchange the possible unlimited upside of an ETF/stock investment for defined return opportunities + risk buffer. submitted by /u/Ok-Minimum-9613 [link] [comments]

Social◇ unclassifiedgermany · europe
← PrevPage 8 / 12Next →