26M, French DevSecOps, just crossed €82k net worth, mostly through PEA

26 years old, France, working as a DevSecOps engineer for 2 years. Just crossed €82k in net worth, with €60k+ sitting in my PEA. Quick explainer for non-French readers: PEA (Plan d'Épargne en Actions) is a French tax-advantaged brokerage account. You can invest in European-listed ETFs (including world ETFs), and after 5 years you pay zero capital gains tax – only social contributions (~18.6%). Contribution cap is €150k. It's genuinely one of the best retail investment vehicles in Europe and crim