VOO only or VOO + SCHD for wife’s Roth IRA?

My wife just opened her first Roth IRA yesterday, and we bought 4 shares of VOO to start. She’s 45. Trying to figure out if we should just keep it all VOO or if adding SCHD makes sense. Or is there something else worth considering? I want to keep it as passive as possible. submitted by /u/FunkyCold39 [link] [comments]