My net worth grows at 3% per month. Do I keep compounding or pull capital out for a down payment to buy real estate?
Reddit r/eupersonalfinance·10h·SocialSocial
Hey everyone, I’m facing a capital allocation decision and want to sanity-check my math and logic with the community. I have analyzed my 41-month track record tracking my primary investment portfolio, and found that over these 3.5 years it ran with an average monthly growth rate of around 3% (CAGR ca. 41%). My liquid equity is currently sitting at €142,000. I am looking at two mutually exclusive financial paths for the next 5 years: Path 1: Rent & Keep Compounding. Keep 100% of the €142k capital
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Open original source ↗Published
5/28/2026, 12:55:31 AM
Fetched
5/28/2026, 8:04:25 AM
Confidence
30 / 100
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5 / 100
Trust
social · 20/100
Language
en